html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, font, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend,  caption, tbody, tfoot, thead {
	margin:0;
	padding:0;
	border:0;
	outline:0;
	font-size:100%;
	vertical-align:baseline;
	background:transparent;
}

body {
	line-height:1;
}

ol, ul {
	list-style:none;
}

blockquote, q {
	quotes:none;
}

blockquote:before, blockquote:after, q:before, q:after {
	content:'';
	content:none;
}

/* remember to define focus styles! */
:focus {
	outline:0;
}

/* remember to highlight inserts somehow! */
ins {
	text-decoration:none;
}

del {
	text-decoration:line-through;
}

/* tables still need 'cellspacing="0"' in the markup 
table {
	border-collapse:collapse;
	border-spacing:0;
}
*/
body {
	font:normal 62.5% Verdana, Arial, sans-serif;
}

.clear {
	clear:both;
}

.hide {
	outline:0;
	text-indent:-9999px;
	display:block;
}

#frame {
	width: 6.5in;
	margin:0 auto;
	font-size: 1.2em;
}

h1 {
	text-align:center;
	font-size: 1.6em;
	padding-top: 15px;
}

h2 {
	padding: 5px; 
	font-size: 1.4em;
}

h3 {
	padding: 0px;
	margin: 0px;
	font-size: 1em;
}

#leftCol, #rightCol {
	float:left;
	width: 45%;
	padding: 1%;
}

ul {
	text-indent: 15px;
}

ul li {
	padding: 2px;
}

a {
	text-decoration: none;
}

a:hover {
	text-decoration: underline;
}